Ephesians 2:8-9

 

 

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Ephesians 2:8 For by grace you have been saved through faith; and that not of yourselves, it is the gift of God (NASB: Lockman)

Greek: te gar chariti este (2PPAI) sesosmenoi (RPPMPN) dia pisteos; kai touto ouk ex humon theou to doron;
Amplified: For it is by free grace (God’s unmerited favor) that you are saved (delivered from judgment and made partakers of Christ’s salvation) through [your] faith. And this [salvation] is not of yourselves [of your own doing, it came not through your own striving], but it is the gift of God;  (Amplified Bible - Lockman)
NLT: God saved you by his special favor when you believed. And you can't take credit for this; it is a gift from God. (NLT - Tyndale House)
Phillips:  It was nothing you could or did achieve - it was God's gift to you.  (
Phillips: Touchstone)
Wuest:  For by the grace have you been saved in time past completely, through faith, with the result that your salvation persists through present time; and this [salvation] is not from you as a source; of God it is the gift, not from a source of works, (
Erdmans

Young's Literal: for by grace ye are having been saved, through faith, and this not of you -- of God the gift,

REFERENCES

Albert Barnes
Wayne Barber
Wayne Barber
J M Boice
John Calvin
Thomas Constable
Bob Deffinbaugh
Explore the Bible
David Guzik
S Lewis Johnson
John MacArthur
Alexander Maclaren
John Piper
Ray Pritchard
Ray Pritchard
A T Robertson

C H Spurgeon
C H Spurgeon
C H Spurgeon
Ray Stedman
Marvin Vincent
Precept Ministries

Ephesians 2
Ephesians 2:7-10 Made in Heaven by Grace - 1
Ephesians 2:4-10 Made in Heaven by Grace - 2

Ephesians 2 What We Are & Where We Are Going (audio)
Ephesians 2
Ephesians Expository Notes

Ephesians 2:1-10 Guilt of Men and Grace of God - 1

Ephesians 2:1-10: Give Evidence of Your Salvation

Ephesians 2

Ephesians 2:1-10 His Power and Our Salvation Audio/pdf
Ephesians 2:1-10: Coming Alive in Christ
Ephesians 2:8 Salvation: Grace: Faith
Ephesians 2:8 Pray for All His Purposes 

Ephesians 2:1-9: Amazing Grace
Ephesians 2:1-10: Amazing Grace

Ephesians 2
Ephesians 2:8: Life from the Dead

Ephesians 2:8: Spiritual Resurrection

Ephesians 2:9-10 Salvation by Grace/Walking in Good Works

Ephesians 2:7-10: On Display

Ephesians 2
Ephesians Lesson 1 - 37 pages PDF

FOR BY GRACE YOU HAVE BEEN SAVED THROUGH FAITH: te gar chariti este (2PPAI) sesosmenoi (RPPMPN) dia pisteos: (5; Romans 3:24; 2 Thessalonians 1:9)(Mark 16:16; Luke 7:50; John 3:14-18,36; 5:24; 6:27-29,35,40; Acts 13:39; Acts 15:7-9; 16:31; Romans 3:22-26; 4:5,16; 10:9,10; Galatians 3:14,22; 1 John 5:10-12)

Grace (5485)(charis) is God’s generous favor to undeserving sinners and needy saints. It is free and undeserved bounty. Grace shocks us in what it offers. The grace of God is the expression of His goodness toward the undeserving. In salvation, men who deserve hell obtain heaven. This cannot be explained apart from God’s grace. Grace teaches us that God does for others what we would never do for them. We would save the not-so-bad. God starts with prostitutes and then works downward from there. Grace is a gift that costs everything to the giver and nothing to the receiver. It is given to those who don’t deserve it, barely recognize it, and hardly appreciate it.

Every conversion is an example of God’s grace.

Blaise Pascal will put it in proper context

To make a man a saint, grace is absolutely necessary and whoever doubts it, does not know what a saint is or what a man is.

And it is important to note that men have always been saved the same way, by grace through faith. The first mention of "grace" is found in Genesis where Moses records that

Noah found favor (grace = charis in the LXX) in the eyes of the LORD. (Genesis 6:8)

The writer of Hebrews adds the details regarding Noah's salvation writing that...

By faith Noah, being warned by God about things not yet seen, in reverence prepared an ark for the salvation of his household, by which he condemned the world, and became an heir of the righteousness (when one is justified by faith in the NT they are declared righteous, Christ's righteousness being imputed or placed on their "spiritual account") which is according to faith. (see note Hebrews 11:7)

Writing of the salvation of Abraham Moses says that...

"Abraham believed God and it was reckoned to him as righteousness" (Genesis 15:6)

Grace is the ultimate ground of salvation, Paul recording that God

"saved us, and called us with a holy calling, not according to our works, but according to His own purpose and grace which was granted us in Christ Jesus from all eternity" (see note 2 Timothy 1:9)

Here we see a clear distinction between God's grace and man's works. All of this grace was given to us in Jesus Christ. We could not earn it; we did not merit it. This is the grace of God!

The grace of God is undeserved, unsought, and unbought (except that it is made available by the precious blood of the Lamb of God). The infinitely high price of redemption was paid for by

"the grace of our Lord Jesus Christ, that though He was rich, yet for your sake He became poor (His incarnation), that you through His poverty might become rich (spiritual riches that Jesus gives to all who place their trust in Him)." (2Cor 8:9)

So the riches of our salvation (calling, election, justification, sanctification, glorification) were all made possible by the "impoverishment" of Christ Who became a man, suffered and died a cruel death on the cross so that grace could be manifested in our life. When we realize what it cost God to express grace, it helps us realize the wickedness of our sin and the undeserving state of mankind.  What an amazing divine paradox -- grace was immeasurably costly for God to express and yet is unconditionally free to all men. Grace is God’s favor freely offered but expensively expressed!

Grace starts with God, continues with God, and ends with God. Anything we do is in response to what God has first done for us.

Many people fear grace because they think it leads to a "who cares" attitude. "I'm saved so now I can whoop it up like the people of the world." But anyone who uses grace as an excuse to sin shows they have never understood God's grace in the first place.

Charles Haddon Spurgeon wrote,

“Because God is gracious, therefore sinful men are forgiven, converted, purified and saved. It is not because of anything in them, or that ever can be in them, that they are saved; but because of the boundless love, goodness, pity, compassion, mercy and grace of God.” (from "All of Grace")

Wuest describes "grace" as follows...

"In its use among the pagan Greeks it referred to a favor done by one Greek to another out of the pure generosity of his heart, and with no hope of reward. When it is used in the New Testament, it refers to that favor which God did at Calvary when He stepped down from His judgment throne to take upon Himself the guilt and penalty of human sin. In the case of the Greek, the favor was done to a friend, never an enemy. In the case of God it was an enemy, the sinner, bitter in his hatred of God, for whom the favor was done. God has no strings tied to the salvation He procured for man at the Cross. Salvation is given the believing sinner out of the pure generosity of God’s heart. The Greek word referred to an action that was beyond the ordinary course of what might be expected, and was therefore commendable. What a description of that which took place at the Cross! (Wuest, K. S. Wuest's Word Studies from the Greek New Testament: Eerdmans)

The Power of Grace - Lord Kenneth Clark, internationally know for his television series Civilization, lived and died without faith in Jesus Christ. He admitted in his autobiography that while visiting a beautiful church he had what he believed to be an overwhelming religious experience. "My whole being," Clark wrote, "was irradiated by a kind of heavenly joy far more intense than anything I had known before." But the "gloom of grace," as he described it, created a problem. If he allowed himself to be influenced by it, he knew he would have to change, his family might think he had lost his mind, and maybe that intense joy would prove to be an illusion. So he concluded, "I was too deeply embedded in the world to change course." (Our Daily Bread, February 15, 1994)

Vance Havner once said that someone spelled out "grace" as...

G stands for  Gift, the principle of grace.

R [stands] for Redemption, the purpose of grace.

A [stands] for Access, the privilege of grace.

C [stands] for Character, the product of grace.

E [stands] for Eternal Life, the prospect of grace.

Have been saved (4982) (sozo) (Click word study on sozo) conveys the basic meaning of rescuing one from great peril. Other nuances of sozo include to protect, keep alive, preserve life, deliver, heal, be made whole.

Sozo once again is in the perfect tense (see note Ephesians 2:5), this tense serving to underscore the permanence of our salvation and thus serving as another small but definite marker of the believer's eternal security in Christ. If you are wrestling in your mind with whether or not you can lose your salvation, then study this letter and mediate on the truths that firmly nail down the doctrine of the believer's eternal security in Christ. This truth can set you free so that you are free indeed!

The Believer's Study Bible writes that...

The full sense of the expression “you have been saved” is difficult to capture in English. The Greek perfect tense emphasizes action initiated in the past, the effects of which continue into the present and beyond. Therefore, salvation has a moment of initiation in the past, but the results of that primary experience continue. This is another evidence of the permanence of our salvation, a doctrine which is called the “eternal security of the believer.”  (Criswell, W A. Believer's Study Bible: New King James Version. 1991. Thomas Nelson)

Commenting on the significance of the tense of the two verbs "been" (present tense) and "saved" (perfect tense)  Kenneth Wuest writes...

Not content with the details offered by the perfect tense, Paul uses a periphrastic construction (Ed note: a periphrasis is the use of a longer phrasing in place of a possible shorter form of expression = a roundabout way of expressing something. In Greek it specifically means the use of a verb in any tense but aorist in combination with the verb eimi = to be as the auxiliary verb) consisting of the participle in the perfect tense and the verb of being in the present tense. The perfect tense speaks of the existence of finished results in present time, whereas Paul wanted to express persistence of finished results through present time. So he borrows the durative aspect of the present tense verb to give persistence to the existing results. The Expanded Translation reads: “By the grace have you been saved completely with the result that you are in a state of salvation which persists through present time.” Present time in this instance is always the time at which the reader reads his statement. The security of the believer could not have been expressed in stronger terms. (Bibliotheca Sacra: A quarterly published by Dallas Theological Seminary. Volume 117. Issue 466. Page 142)

Most NT uses of sozo refer to salvation in a spiritual sense as illustrated in the following passages:

Matthew recorded the angel's conversation with Joseph declaring

"She (Mary) will bear a Son; and you shall call His name Jesus, for it is He who will save (sozo) His people from their sins." (Mt 1:21)

Here sozo is equated with deliverance from sins (guilt and power of) with Jesus' name being a transliteration of Joshua meaning "Jehovah is salvation".

Jesus warned His disciples

"And you will be hated by all on account of My name, but it is the one who has endured to the end who will be saved (sozo)." (Mt 10:22, cf Mt 24:13) (Comment: Note it is not one's endurance [self effort or works] that saves. That person's endurance is the effect not the cause of salvation, so that genuine salvation enables one to endure.)

Jesus was teaching His disciples about salvation and declared

"it is easier for a camel to go through the eye of a needle, than for a rich man to enter the kingdom of God." And when the disciples heard this, they were very astonished and said, "Then who can be saved?" (Mt 19:24-25) (Comment: Here He equated entrance into the kingdom of God with being saved.)

In explaining to His disciples and the multitudes what it meant to come after Him, denying self, taking up one's cross and following Him, Jesus declared that

"whoever wishes to save (referring to one's physical life) his life shall lose it (eternally); but whoever loses his life for My sake and the gospel's shall save (spiritually) it (eternally)." (Mk 8:34)

Jesus speaking to a

"woman in the city who was a sinner" (Lu 7:37) "said to her ""Your sins have been forgiven" (Lu 7:48) and then

"Your faith has saved (sozo) you; go in peace." (Lu 7:50).

In these passages Jesus equates sozo with forgiveness of sins, confession of faith and experiencing peace!

In a parable explaining the role of the Word of God and the character of the "soil" in salvation, Jesus taught that

"those (people) beside the road are those who have heard (the seed, the Word, the Gospel); then the devil comes (Mark's gospel adds "immediately", "at once") and takes away (present tense - continually) the word from their heart, so that they may not believe and be saved." (Lu 8:12)

Observe that one cannot be saved unless he believes the word and that merely hearing (and even assenting to the veracity) of the word does not result in salvation.

Jesus addressing the repentant Zaccheus declaring for all to hear

"Today salvation has come to this house, because he, too, is a son of Abraham (who by faith was reckoned righteousness Ge 15:6). For the Son of Man has come to seek and to save that which was lost (this word speaks of eternal ruin, destitution and spiritual death)." (Lu 19:9-10)

Jesus taught that

"God did not send the Son into the world to judge the world, but that the world should be saved through Him." (Jn 3:17) One is saved (only) by entering "through Christ" as He amplified later explaining "I am the door; if anyone enters through Me, he shall be saved, and shall go in and out, and find pasture."

Peter explained to his Jewish audience how one could avoid the terrifying and dreadful Day of the LORD's wrath, quoting Joel 2:32  and declaring

"that everyone who calls on the name of the LORD shall be saved." (Acts 2:21)

Peter later made it very clear that

"there is salvation in no (absolute negative - no exception clauses) one else; for there is no other name (Jesus) under heaven that has been given among men, by which we must be saved." (Acts 4:12)

The Philippian jailer summed up spiritual salvation asking Paul and Silas

"Sirs, what must I do to be saved?" And they said, "Believe in the Lord Jesus, and you shall be saved, you and your household." (Acts 16:31).

Through (1223) (dia) in is a preposition which serves as marker by which something is accomplished. Paul is describing the instrumentality of our faith. The idea is "by means of" faith. Faith is the "channel" through which salvation flows to sinners.

Augustine put the meaning of man's need to express faith this way...

 “He who created you without you will not save you without you.” (Comment: Dr Johnson explains that "what he meant in the context was that our part in salvation, which is not to be confused by being made of works, is simply to receive the salvation by faith. We do believe, God doesn’t believe. We believe. But that response, Augustine goes on to say, is something created in us by God. We do believe. By grace are ye saved through the instrumentality of faith. - Audio)

Wuest notes that...

The words, “through faith” speak of the instrument or means whereby the sinner avails himself of this salvation which God offers him in pure grace. Expositors says: “Paul never says ‘through the faith,’ as if the faith were the ground or procuring cause of the salvation.” Alford says: “It (the salvation) has been effected by grace and apprehended by faith.” (Wuest, K. S. Wuest's Word Studies from the Greek New Testament: Eerdmans)

Faith (4102) (pistis) (Click word study on pistis) is synonymous with trust or belief and is the conviction of the truth of anything, but in Scripture usually speaks of belief  respecting man's relationship to God and divine things, generally with the included idea of trust and holy fervor born of faith and joined with it. Note that faith per se is not viewed as a positive "work" or accomplishment of the believing sinner.

Here is a very interesting line from the Statement of Faith at a Christian College...

"We believe that salvation is by grace—plus nothing and minus nothing."

Someone has offered the following acrostic defining faith as...

Forsaking
All
I
Take
Him

It’s humbling to admit that we can do nothing to earn our deliverance from the domination by sin. But anytime we add anything to grace, we subtract from its meaning. Grace must be free or else it is not grace at all. Free grace? Of course. What other kind could there be?

Grace is the source, faith is the means, and salvation is the result. Or you might say that Grace is the reservoir, Faith is the channel, and Salvation is the stream that washes my sin away.

As faith relates to Christ it represents a strong and welcome conviction or belief that Jesus is the Messiah, through Whom we obtain eternal salvation and entrance into the Kingdom of Heaven. Stated another way, eternal salvation comes only through belief in Jesus Christ and no other way.

The grace of God is the source of salvation; faith is the instrument or channel, not the cause. God Alone saves. Salvation never originates in the efforts of people but always arises out of the lovingkindness of God.

Luther on faith

"God creates faith in the human heart the same way that He created the world. He found nothing and created something."

Be careful to distinction several common misunderstandings concerning faith. Faith is not a subjective feeling. True feelings may be emoted in genuine faith, but not all emotions certify the presence of saving faith. Biblical faith is not credulity or the attitude that accepts something as true apart from evidence simply because one wishes it to be true. Biblical faith is not a positive mental attitude the result of which the thing believed is supposed to happen. This false faith was popularized by Norman Vincent Peale in a book entitled "The Power of Positive Thinking". John Stott has analyzed Peale's approach and sums it up as just another word for "self-confidence".

S Lewis Johnson writes that to...

Believe is our responsibility. There is human responsibility. We are responsible to believe. And even though that is the gift of God we are responsible to believe. And so I call upon you, believe in the Lord Jesus Christ, and thou shall be saved if you are not. (Ephesians 2:1-10 His Power and Our Salvation)

The Protestant Reformers emphasized that genuine faith works declaring...

Sola fide justificat sid non fides qua est sola
“Faith alone justifies but not the faith which is alone”

True faith will issue in good works. Now not necessarily seen by you or me, but there must be good works.

Constable explains "by faith" writing that...

The instrument by which we receive salvation is faith (i.e., trust in Christ). Faith is not an act or work that earns merit with God that He rewards with salvation. When a person puts out his hand to take a gift that someone else offers, he or she is doing nothing to merit that gift. The giver gets credit for the gift, not the receiver. Likewise faith is not a meritorious work. (Ephesians Expository Notes)

Wayne Grudem defines faith that saves one's soul...

Saving faith is trust in Jesus Christ as a living person for forgiveness of sins and for eternal life with God. This definition emphasizes that saving faith is not just a belief in facts but personal trust in Jesus to save me... Because saving faith in Scripture involves this personal trust, the word “trust” is a better word to use in contemporary culture than the word “faith” or “belief.” The reason is that we can “believe” something to be true with no personal commitment or dependence involved in it...

Scripture never says that we are justified because of the inherent goodness of our faith, as if our faith has merit before God. It never allows us to think that our faith in itself earns favor with God. Rather, Scripture says that we are justified “by means of” our faith, understanding faith to be the instrument through which justification is given to us, but not at all an activity that earns us merit or favor with God. Rather, we are justified solely because of the merits of Christ’s work (Rom. 5:17–19).(Grudem, W. A. Systematic Theology: An Introduction to Biblical Doctrine Zondervan)  (Bolding added)

Wuest explains that...

When (pistis and related the related verb pisteuo) refer to the faith which a lost sinner must place in the Lord Jesus in order to be saved, they include the following ideas:

the act of considering the Lord Jesus worthy of trust as to His character and motives

the act of placing confidence in His ability to do just what He says He will do

the act of entrusting the salvation of his soul into the hands of the Lord Jesus

the act of committing the work of saving his soul to the care of the Lord.

This means a definite taking of one’s self out of one’s own keeping and entrusting one’s self into the keeping of the Lord Jesus. (Ibid)

William Barclay notes that...

Faith begins with receptivity. It begins when a man is at least willing to listen to the message of the truth. It goes on to mental assent. A man first hears and then agrees that this is true. But mental assent need not issue in action. Many a man knows very well that something is true, but does not change his actions to meet that knowledge. The final stage is when this mental assent becomes total surrender. In full-fledged faith, a man hears the Christian message, agrees that it is true, and then casts himself upon it in a life of total yieldedness. (Barclay, W: The Daily Study Bible Series, Rev. ed. Philadelphia: The Westminster Press)

Charles Swindoll explains genuine belief writing...

My favorite illustration of what it means to believe is the true story of Ann Seward, a resident of Portland, Oregon. She was asked to costar with high-wire artist Philippe Petit at the opening of the Portland Center for the Performing Arts. Intrigued by the opportunity, she responded, “I’d like to meet this man and see if I trust him.” Her stage would be on an eighty-foot wire between the new theater building and the Arlene Schnitzer Concert Hall. On August 31, 1987, the ninety-one-pound Seward placed her life in the hands of the high-wire artist and was carried on his back while he performed high above the street. (from Chris Myers, “Chance Encounter Led to a Truly High Time,” Oregonian, 3 September 1987) She said that her performance had a lesson for those who witnessed it. “I think that one of the most beautiful things about the performance was that it took a lot of trust—absolute trust—to do that,” she said. “I think in the world that is a very profound issue....Here it is—I’m putting my life in someone else’s hands and trusting the whole crowd not to do anything to distract him.”

Many of those who witnessed the performance “believed” that Petit could successfully complete the performance with someone on his back. But their belief was merely intellectual and did not feature the absolute trust and total commitment exhibited by Ann Seward. She expressed her belief by placing her very life in the hands of the artist. This is the kind of “belief” referred to in the words of Paul, “Believe in the Lord Jesus, and you will be saved” (Acts 16:31). This belief is not merely head knowledge; it is the response of a heart to the person of Christ saying, “I trust Your redeeming work to deliver me from sin and carry me safely to heaven.” (Swindoll, C. R., & Zuck, R. B. Understanding Christian Theology.: Thomas Nelson Publishers) (Bolding added)

Faith is relying on what God has done rather than on one’s own efforts. In the Old Testament, faith is rarely mentioned. The word trust is used frequently, and verbs like believe and rely are used to express the right attitude to God. The classic example is Abraham, whose faith was reckoned as righteousness (Ge 15:6). At the heart of the Christian message is the story of the cross: Christ’s dying to bring salvation. Faith is an attitude of trust in which a believer receives God’s good gift of salvation (Acts 16:30,31) and lives in that awareness thereafter (see note Galatians 2:20 ; cf. Heb 11:1).

Faith, like grace, is not static. Saving faith is more than just understanding the facts and mentally acquiescing. It is inseparable from repentance, surrender, and a supernatural longing to obey. None of those responses can be classified exclusively as a human work, any more than believing itself is solely a human effort.

Faith is manifest by not believing in spite of evidence but by obeying in spite of the consequences. John uses the related verb pisteuo to demonstrate the relationship between genuine faith and obedience writing...

"He who believes (present tense = continuous) in the Son has eternal life; but he who does not obey the Son shall not see life, but the wrath of God abides on him." (John 3:36)

Charles Swindoll commenting on the relationship between faith and obedience in John 3:36 concludes that...

In John 3:36 the one who “believes in the Son has eternal life” as a present possession. But the one who “does not obey the Son shall not see life.” To disbelieve Christ is to disobey Him. And logically, to believe in Christ is to obey Him. As I have noted elsewhere,

“This verse clearly indicates that belief is not a matter of passive opinion, but decisive and obedient action.” (quoting J. Carl Laney)...

Tragically many people are convinced that it doesn’t really matter what you believe, so long as you are sincere. This reminds me of a Peanuts cartoon in which Charlie Brown is returning from a disastrous baseball game. The caption read,

“174 to nothing! How could we lose when we were so sincere?”

The reality is, Charlie Brown, that it takes more than sincerity to win the game of life. Many people are sincere about their beliefs, but they are sincerely wrong!" (Swindoll, C. R., & Zuck, R. B. Understanding Christian Theology.: Thomas Nelson Publishers) (Bolding added)

A W Tozer would agree having stated that...

True faith commits us to obedience.

When missionary John Paton  was translating the Scripture for the South Sea islanders, he was unable to find a word in their vocabulary for the concept of believing, trusting, or having faith. He had no idea how he would convey that to them. One day while he was in his hut translating, a native came running up the stairs into Paton's study and flopped in a chair, exhausted. He said to Paton,

“It’s so good to rest my whole weight in this chair.”

John Paton had his word: Faith is resting your whole weight on God. That word went into the translation of their New Testament and helped bring that civilization of natives to Christ. Believing is putting your whole weight on God. If God said it, then it’s true, and we’re to believe it.

Nothing before, nothing behind,
The steps of faith
Fall on the seeming void, and find
The rock beneath
-- Whittier

Salvation - In 1981, a Minnesota radio station reported a story about a stolen car in California. Police were staging an intense search for the vehicle and the driver, even to the point of placing announcements on local radio stations to contact the thief. On the front seat of the stolen car sat a box of crackers that, unknown to the thief, were laced with poison. The car owner had intended to use the crackers as rat bait. Now the police and the owner of the VW Bug were more interested in apprehending the thief to save his life than to recover the car. So often when we run from God, we feel it is to escape his punishment. But what we are actually doing is eluding His rescue.

Faith in the Right Source - In April 1988 the evening news reported on a photographer who was a skydiver. He had jumped from a plane along with numerous other skydivers and filmed the group as they fell and opened their parachutes. On the film shown on the telecast, as the final skydiver opened his chute, the picture went berserk. The announcer reported that the cameraman had fallen to his death, having jumped out of the plane without his parachute. It wasn't until he reached for the absent ripcord that he realized he was freefalling without a parachute. Until that point, the jump probably seemed exciting and fun. But tragically, he had acted with thoughtless haste and deadly foolishness. Nothing could save him, for his faith was in a parachute never buckled on. Faith in anything but an all-sufficient God can be just as tragic spiritually. Only with faith in Jesus Christ dare we step into the dangerous excitement of life.

Saved Through Faith - Back in 1830 George Wilson was convicted of robbing the U.S. Mail and was sentenced to be hanged. President Andrew Jackson issued a pardon for Wilson, but he refused to accept it. The matter went to Chief Justice Marshall, who concluded that Wilson would have to be executed. "A pardon is a slip of paper," wrote Marshall, "the value of which is determined by the acceptance of the person to be pardoned. If it is refused, it is no pardon. George Wilson must be hanged." For some, the pardon comes too late. For others, the pardon is not accepted.

Jim Peterson (in Living Proof, NavPress, 1989, p. 170) illustrates faith that saves ones soul noting that...

Three elements of personality are involved in making a decision to become a Christian, or in making any significant decision for that matter. They are the emotions, the intellect, and the will.

For example, a young man meets a young woman. They are immediately attracted to one another. They both say to themselves, "Now there is someone I'd like to marry." At that point, if the emotions had their way, there would be a wedding. But the intellect intervenes, questioning the impulsive emotional response. Would we be compatible? What is she really like? Can I afford to support her? Both conclude it would be better to take some more time and answer a few questions before they proceed. So the two begin spending more time with each other. He eventually concludes that she is as beautiful on the inside as she is on the outside. Now his intellect has sided with the emotions on the idea of marriage.

But the final and heaviest vote remains to be cast -- that of the will. It stops the march toward the altar with the questions, "Am I willing to give up this lifestyle for another? What about my freedom -- is it worth the trade? Am I willing to assume the added responsibility?" The marriage will occur only when the will finally agrees with the emotions and the intellect. And so it is in coming to Christ.

AND THAT NOT OF YOURSELVES, IT IS THE GIFT OF GOD: kai touto ouk ex humon theou to doron:  (10; 1:19; Matthew 16:17; John 1:12,13; 6:37,44,65; Acts 14:27; 16:14; Romans 10:14,17; Philippians 1:29; Colossians 2:12; James 1:16-18)

That (5124) (touto) refers not to grace or to faith but to the act of being saved. It is not of ourselves but is a gift from God. Here Paul counters the argument of so many who persist in thinking that salvation is God's response to something in us.

"Not" signifies absolute negation and definitively excludes human merit in the process of salvation. Salvation is not in any sense God’s response to anything in us. It is not something that we in any sense deserve or merit. We were sons of disobedience and by nature children fully deserving of God's wrath and not His salvation. And yet He gives us salvation, epitomizing the essence of grace, unmerited favor.

Wayne Grudem explains it this way...

The word translated “this” (Ed note: "that" in the NASB) is the neuter pronoun touto (from toutos 5124) which refers not to “faith” or to “grace” specifically in the previous clause (for they are both feminine nouns in Greek, and would require feminine pronouns), but to the entire idea expressed in the preceding phrase, the idea that you have been saved by grace through faith. (Grudem, W: Systematic Theology: An Introduction to Biblical Doctrine. IVP; Zondervan, 1994 or computer format)

John MacArthur agrees writing that the word...

That” refers to the entire previous statement of salvation, not only the grace but the faith. Although men are required to believe for salvation, even that faith is part of the gift of God which saves and cannot be exercised by one’s own power. God’s grace is preeminent in every aspect of salvation (cf. Ro 3:20; Gal 2:16). (MacArthur, J.: The MacArthur Study Bible Nashville: Word Pub)

Harold W. Hoehner  in the Bible Knowledge Commentary writes that...

Much debate has centered around the demonstrative pronoun “this” (touto). Though some think it refers back to “grace” and others to “faith,” neither of these suggestions is really valid because the demonstrative pronoun is neuter whereas “grace” and “faith” are feminine. Also, to refer back to either of these words specifically seems to be redundant. Rather the neuter touto, as is common, refers to the preceding phrase or clause. (In Ephesians 1:15 and Ephesians 3:1 touto, “this,” refers back to the preceding section.) Thus it refers back to the concept of salvation (Eph 2:4-8a), whose basis is grace and means is faith. This salvation does not have its source in man (it is “not from yourselves”), but rather, its source is God’s grace for “it is the gift of God.” (Walvoord, J. F., Zuck, R. B., et al: The Bible Knowledge Commentary. 1985. Victor)

It is interesting to read the thoughts of an excellent expositor James Montgomery Boice who experienced a change in thinking on his approach to this verse. He writes...

In speaking on this text I have sometimes referred to the previous phrase in verse 8 (“and this not from yourselves, it is the gift of God”) as referring to faith, teaching that even faith is God’s gift. This is probably not what Paul had in mind, because “faith” (pistis) is feminine, and “this” (touto) is neuter. The statements in verse 8 probably refer to the whole of the previous sentence, teaching that the salvation which is ours through faith is not of ourselves but rather is God’s gift. (Boice, J. M.: Ephesians: An Expositional Commentary)

The KJV Bible Commentary writes that...

The grammatical gender of the word “that,” occurring in the expression that not of yourselves, is neuter; hence, “that” cannot refer to the preceding “grace” or “faith,” both of which are feminine nouns, nor can it refer to “are ye saved” which is a masculine participle. Instead the neuter “that” refers back and embraces the entire foregoing “grace, are ye saved,” and “faith.” This means that no part of salvation is “of yourselves” or due to what we do—the whole of salvation is the gift of God. (Dobson, E G, Charles Feinberg, E Hindson, Woodrow Kroll, H L. Wilmington: KJV Bible Commentary: Nelson)

William Hendricksen has an interesting comment regarding the respected Greek scholar A T Robertson noting that in Robertson's comment on this passage he states...

Grace is God’s part, faith ours.” He adds that since in the original the demonstrative “this” (and this not of yourselves) is neuter and does not correspond with the gender of the word “faith,” which is feminine, it does not refer to the latter “but to the act of being saved by grace conditioned on faith on our part.”... (Hendricksen refutes this teaching stating that) Without any hesitancy I answer, Robertson, to whom the entire world of New Testament scholarship is heavily indebted, does not express himself felicitously in this instance. This is true first because in a context in which the apostle places such tremendous stress on the fact that from start to finish man owes his salvation to God, to him alone, it would have been very strange, indeed, for him to say, “Grace is God’s part, faith ours.” True though it be that both the responsibility of believing and also its activity are ours, for God does not believe for us, nevertheless, in the present context (Eph 2:5-10) one rather expects emphasis on the fact that both in its initiation and in its continuation faith is entirely dependent on God, and so is our complete salvation. (Hendriksen, W., & Kistemaker, S. J. New Testament Commentary Set, 12 Volumes. Grand Rapids: Baker Book House)

The College Press NIV Commentary author asks...

What is the meaning of “this,” (Ed note: "that" in the NASB)  which is given of God and is not from yourselves? Is it “faith” that is the gift of God? Since “faith” is a word of feminine gender, and “this” and “it” are neuter gender, normal grammar disallows referring back to “faith.” For the same reason “this” cannot refer back to the feminine word “grace.” It is more likely that the neuter words refer to the entire situation of salvation: it is God’s doing, not our own. Even our own responses, such as repenting and believing in Jesus, would not be possible unless God had invited us to do so (cf. Acts 11:18 "And when they heard this, they quieted down and glorified God, saying, "Well then, God has granted to the Gentiles also the repentance that leads to life"). (Boles, K. L.. Galatians & Ephesians. The College Press NIV commentary. Joplin, Mo.: College Press. 1993)

In the following passages observe that "faith" is presented as a something that is given from God to men and thus is a gift...

Simon Peter, a bond-servant and apostle of Jesus Christ, to those who have received a faith of the same kind as ours, by the righteousness of our God and Savior, Jesus Christ: 2 Peter 1:1 (Comment: The verb "received" is aorist active which signifies an event occurring at some point in time we received a faith like Peter's faith.)

For to you it has been granted for Christ's sake, not only to believe in Him, but also to suffer for His sake,Philippians 1:29, and

"And on the basis of faith in His name, it is the name of Jesus which has strengthened this man whom you see and know; and the faith which comes through Him has given him this perfect health in the presence of you all. Acts 3:16.

MacDonald comments that...

 A gift, of course, is a free and unconditional present. That is the only basis on which God offers salvation. The gift of God is salvation by grace and through faith. It is offered to all people everywhere. (MacDonald, W & Farstad, A. Believer's Bible Commentary: Thomas Nelson)

Not of yourselves is literally "absolutely not out of yourself." This view of salvation is hard for good people to accept because it means we must give up our "goodness" in order to be saved. We must admit that nothing we have done matters in the least when it comes to being forgiven by God. In the words of an old hymn, we must lay our "deadly doing" down. God has designed our salvation so that he alone gets the glory!

In the end grace means that no one is too bad to be saved.

Not (3756) (ou) indicates absolute negation.

The story is told of a man who came eagerly but very late to a revival meeting and found the workmen tearing down the tent in which the meetings had been held. Frantic at missing the evangelist, he decided to ask one of the workers what he could do to be saved. The workman, who was a Christian, replied, “You can’t do anything. It’s too late.” Horrified