Matthew 6:19-21

 

 

Home
Site Index
Inductive Bible Study
Greek Word Studies
Commentaries by Verse
Area Precept Classes
Reference Search
Bible Dictionaries
Bible Maps & Pictures
It's Greek to Me
Bible Commentaries
Discipline Yourself
Christian Biography
Wailing Wall
Bible Prophecy

Search by Verse
Word or Phrase:

 

 

Study Tools

 
 

INDEX
PREVIOUS NEXT
 

COLLECTIONS
Commentaries, Word Studies, Devotionals, Sermons, Illustrations
Old and New Testament.

   
  

   

 

Search Every Word on Preceptaustin
PicoSearch
    Help

 

Seemon on the Mount by Carl Heinrich Bloch (1834-1890)

Click to enlarge
"Sermon on the Mount"
(Bloch)

Matthew 6:19 "Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal (NASB: Lockman)

Greek: Me thesaurizete (2PPAM) humin thesaurous epi tes ges, hopou ses kai brosis aphanizei, (3SPAI) kai hopou kleptai diorussousin (3PPAI) kai kleptousin; (3PPAI)

Amplified: Do not gather and heap up and store up for yourselves treasures on earth, where moth and rust and worm consume and destroy, and where thieves break through and steal.  (Amplified Bible - Lockman)
KJV: Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal:
NLT:  Don't store up treasures here on earth, where they can be eaten by moths and get rusty, and where thieves break in and steal. (
NLT - Tyndale House)
Philips: "Don't pile up treasures on earth, where moth and rust can spoil them and thieves can break in and steal (
New Testament in Modern English)
Wuest:  Stop accumulating treasures upon the earth for your selves, where the clothes-moth and corrosion destroy and where thieves break in and steal (
Wuest: Expanded Translation: Erdmans)

Young's Literal: Treasure not up to yourselves treasures on the earth, where moth and rust disfigure, and where thieves break through and steal,

REFERENCES

Albert Barnes
Brian Bell
John Calvin
Rich Cathers
Thomas Constable
Ron Daniels
Bob Deffinbaugh
Bob Deffinbaugh
John Gill
Guglielmo, Joe
David Guzik
Danny Hall
Danny Hall
Matthew Henry
F B Hole
IVP Commentary
Jamieson, F. B
S Lewis Johnson
Hampton Keathley
John Lightfoot
John MacArthur
John MacArthur
John MacArthur
J Vernon McGee
F B Meyer
Phil Newton
A W Pink
A W Pink
John Piper
Ray Pritchard
Ray Pritchard
A T Robertson
Gil Rugh
J C Ryle
J C Ryle
Chuck Smith
Marvin Vincent
Steve Zeisler
Precept Ministries
Our Daily Bread

Matthew 6
Matthew 6:19-34
Matthew 6
Matthew Sermon Notes
Matthew
Matthew sermon Notes
Matthew 6:19-34 Materialism
Matthew 6:19-24 Where Is Your Treasure?

Matthew 6
Matthew sermon Notes
Matthew 6
Matthew 6.19-24 Managing Your Portfolio Part 1
Matthew 6.19-24 Managing Your Portfolio Part 2
Matthew 6
Matthew Commentary
Matthew 6
Matthew 6
Matthew Audio - 101 Messages!
Matthew 6:The Practice of Righteousness
Matthew 6
Matthew 6:19-21: Money
Matthew 6:19a: Treasure in Heaven 1 - Study Guide
Matthew 6:19-24: Treasure in Heaven 2 - Study Guide
Matthew 145 Mp3 Audios - Thru the Bible
Matthew 6:19-24 The Disciple's Use of Money
Matthew 6:19-21 Is Your Treasure Secure?

Matthew 6:19-21: Covetousness Corrected

Matthew 6:19-21: Covetousness Corrected - Pt 2

Matthew 6:19-34 Don’t Be Anxious, Lay Up Treasures
Matthew 6:19-21 The First National Bank of Heaven  
Matthew 6:19-34 The Treasure Principle  

Matthew 6
Matthew 6:19-24 What Motivates You?

Matthew 6 Commentary
Matthew 6:16-24 Expository Thoughts
Matthew 186 Sermons
Matthew 6
Matthew 6:1-14, 16-18: Honored by Men, or By God?
Inductive Study on Sermon on the Mount
Matthew 6:19; 6:19-20; 6:20; 6:20; 6:20; 6:21; 6:21

Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal: Me thesaurizete (2PPAM) humin thesaurous epi tes ges, hopou ses kai brosis aphanizei, (3SPAI) kai hopou kleptai diorussousin (3PPAI) kai kleptousin; (3PPAI) (Job 31:24; Psalms 39:6; 62:10; Proverbs 11:4; 16:16; 23:5; Ecclesiastes 2:26; 5:10-14; Zephaniah 1:18; Luke 12:21; 18:24; 1 Timothy 6:8-10,17; Hebrews 13:5; James 5:1-3; 1 John 2:15,16)

Now Jesus addresses the correct attitude His kingdom citizens should have toward temporal possessions.

Ironside explains that...

All treasures are to be held in subjection to God and used as He directs. He who is in touch with eternal realities can well afford to hold earthly possessions with a loose hand. Worldly wealth soon passes away and leaves him who has nothing else poor indeed. But those who lay up heavenly treasure by spending and being spent for God, while numbered perchance among the poor of this world, will be rich in faith. When life is ended here they will find endless treasure held in reserve above. The more we distribute for the blessing of others as guided by the Lord, the more wealth we lay up in Heaven.

Wilmington entitles this section

"The only bank that’s fully insured."

Charles Simeon wrote that...

Much of our Lord’s sermon on the mount was intended to explain the true import of the Law, in opposition to the false glosses with which the Scribes and Pharisees had obscured it. But in many parts of it the instruction is general, and unconnected with any particular persons or circumstances. The Pharisees indeed were covetous: but the whole human race are more intent on earthly than on heavenly things; and therefore the exhortation in our text may be considered as equally important in every age and place. (Horae Homileticae Volume 11, page 217) (Download a Pdf of Simeon's bio by H C G Handley Moule)

Do not store up - Do have this habit! Jesus does not say we cannot have a retirement plan but is saying that is not to be the object or goal of our life's work. As an aside, it is difficult to find Biblical support for retirement per se. I am "retired" but now am now busier in the Lord's work than I was in medical practice. Remember that in this section Jesus is giving us His divine advice on how to handle anxiety and worry. He is fully aware that anxiety and worry often have their genesis (pathogenesis!) in regard to financial matters. And so He begins by advising us not to be in the habit of treasuring up treasure for ourselves. As Wycliff phrases it "Do not treasure to you treasures."

Spurgeon says...

Hold not earth's treasures with too firm a grasp. Our be­reavements would not be half so sharp if we always viewed our friends as being lent to us. A man does not cry when he has to return a tool which he has borrowed.

MacDonald comments on the radical nature of Jesus' advice noting that...

In verses 19–21 Jesus contravenes all human advice to provide for a financially secure future. (MacDonald, W & Farstad, A. Believer's Bible Commentary: Thomas Nelson or Logos)

These ancient words by Jesus are so appropriate to our wealthy Western culture where possessions often end up possessing their "owners".  Or stated another way, it is not wrong to possess things, but it is wrong for things to possess us. The desire of many in our society is to build our lives around the "things" we own. In Jesus' day Luke records that the Pharisees were "lovers of money" (Luke 16:14)

Matthew Henry had a pithy statement regarding riches writing that...

Man takes great pains to heap up riches, and they are like heaps of manure in the furrows of the field, good for nothing unless they be spread.

Keener writes that..

One researcher suggests that professed followers of Christ take in 68 percent of the world’s income, yet only 3 percent of that goes to the church and a tiny percentage to world missions. (Keener, C. S. Vol. 1: Matthew. The IVP New Testament Commentary Series. Downers Grove, Ill.: InterVarsity Press)

Not uncommonly we make an arbitrary division of our life into that which is spiritual and that which is material. Jesus demolishes that division in this section declaring that in the final analysis one's heart attitude toward material things is a mark of one's true spiritual condition. Material and spiritual cannot be separated. As an aside, attending church on Sunday (the "spiritual activity") should not and ultimately cannot be separated from how one conducts themselves Monday through Friday. This latter in fact is probably a more genuine assessment of one's spiritual condition then their regular attendance at church or Sunday School. Religion that is not real is just that...lifeless religion! Religion that involves a vital relationship with Christ 24/7 is real life!

Martin Luther wrote that...

Whenever the Gospel is taught and people seek to live according to it, there are two terrible plagues that always arise: false preachers who corrupt the teaching, and then Sir Greed, who obstructs right living.

Leon Morris quotes Glover who

reminds us that “avarice is the vice of respectability.” Whether they are rich or poor, people see no harm in concentrating on getting more. Everyone has some “treasure,” the main object in life. Jesus is asking whether that is to be the transient or the eternal, and he warns that earthly riches may disappear. (The Gospel According to Matthew. Eerdmans; Inter-Varsity Press)

Matthew Henry introduces this section commenting that...

Worldly-mindedness is as common and as fatal a symptom of hypocrisy as any other, for by no sin can Satan have a surer and faster hold of the soul, under the cloak of a visible and passable profession of religion, than by this; and therefore Christ, having warned us against coveting the praise of men, proceeds next to warn us against coveting the wealth of the world; in this also we must take heed, lest we be as the hypocrites are, and do as they do: the fundamental error that they are guilty of is, that they choose the world for their reward; we must therefore take heed of hypocrisy and worldly-mindedness, in the choice we make of our treasure, our end, and our masters.

John Piper summarizes Mt 6:19-34 writing that...

"Seek first the kingdom of God and his righteousness" is the large, overarching command – be passionate about experiencing the saving, purifying, empowering, love-producing, reign of God in your life and over all the world. "Thy kingdom come!" – in my life, and over the nations.

Then "Lay up for yourselves treasures in heaven" is a specific instance of what seeking God’s kingdom involves. Seeking the kingdom of God and his righteousness involves not trying to be rich on earth but trying to be rich in heaven, that is, rich in God. Seeking the kingdom means treasuring God and freeing yourself from the drag of earth.

Then "Do not be anxious" is the condition of the heart by which we break free from our addiction to earth-treasure and give ourselves with passion to heaven-treasure. By faith in his promises God frees us from anxiety, and in this freedom we don’t crave treasures on earth anymore.

Those are the three main imperatives in the text. That is what Jesus wants us to be like: Free from anxiety, seeking his kingdom, laying up treasure in heaven and not on earth. That is the fruit of trusting Jesus as our Lord and Savior and Treasure. This is the normal Christian life – radical freedom from earthly things and earthly security, with a joyful pursuit of God and his righteousness as our treasure. Everything else in these 16 verses is foundation and support. Jesus doesn’t just tell us to be this way; he gives us at least 12 arguments to help us. And he spends most of his time giving us reasons not to be anxious in verses 25-34. (Read the full message
Matthew 6:19-34: Don’t Be Anxious, Lay Up Treasures in Heaven)

Adam Clarke wrote...

What blindness is it for a man to lay up that as a treasure which must necessarily perish! A heart designed for God and eternity is terribly degraded by being fixed on those things which are subject to corruption....Take care not to shut up your bowels of compassion against a brother in distress; if you do, the love of God cannot dwell in you.

John Stott writes that...

Worldly ambition has a strong fascination for us. The spell of materialism is very hard to break (Stott, John: Christian Counter-Culture. The Message of the Sermon on the Mount. 1978. IVP)

This heart illness takes on a macabre humor in the popular bumper sticker which reads...

"He who dies with the most toys wins!"

Store up (2343) (thesaurizo from thesaurós = treasure, deposit = place where something is kept = treasure box, chest, storehouse, storeroom. English = thesaurus, a treasury of words) means to amass or reserve, keep in store, lay, store or treasure up goods for future use.

This verse is a play on words and is more literally translated 

don't keep treasuring up treasures for yourselves

The present imperative with a negative (me) is a command to stop some action already in process! Don't have the habit of storing up temporal treasure on earth! Stop storing up temporal, perishable treasure, which you cannot take with you to heaven! Have you ever seen a U-haul trailer attached to the hearse?  Did you know that funeral shrouds (burial garment) don't have any pockets? Why would they need them? Job understood these truths and upon loosing unspeakable wealth including his children, he declared...

"Naked I came from my mother's womb, and naked I shall return there. The LORD gave and the LORD has taken away. Blessed be the name of the LORD." (Job 1:21)

The saying is true...You can't take it with you!

See related comments by Warren Wiersbe on Psalm 49:13 - Don't Trust in Wealth

The root word thesauros in secular Greek means: a treasure chamber, a storage room, granary, strong-box or a treasure per se. Even at a very early period temples were built with treasure chambers, where gifts and taxes in kind and money could be stored. The practice appears to have spread from Egypt to Greece. Collecting boxes were also known (cf. 2Ki 12:10).

The verb thesaurizo is used similarly in the sense of storing up treasure or putting it in safe keeping.

John MacArthur adds that...

The Greek also carries the connotation of stacking or laying out horizontally, as one stacks coins. In the context of this passage the idea is that of stockpiling or hoarding, and therefore pictures wealth that is not being used. The money or other wealth is simply stored for safekeeping; it is kept for the keeping’s sake to make a show of wealth or to create an environment of lazy overindulgence (cf. Luke 12:16-21). (MacArthur, J: Matthew 1-7 Macarthur New Testament Commentary Chicago: Moody Press)

Jesus is not advocating financial poverty as a means of attaining spirituality. The problem He is addressing is when one accumulates wealth for "yourselves", for that is when money which is otherwise neutral becomes one's "god" or "idol".

Charles Simeon adds the caveat that...

This is not to be understood as though there were no situation or circumstances wherein it were allowable to lay up money: for it is certainly the duty of all persons to make provision for those whose subsistence depends upon them: those who should refuse to support their aged parents or relatives would be deemed worse than infidels: nor, by parity of reasoning, can they be considered as acting more suitably to their Christian profession who neglect to make a necessary provision for their children. (Horae Homileticae Volume 11, page 217)

Jesus is not teaching that believers are to be careless in handling their money. Solid financial plans produce good stewards of the earthly resources that God has entrusted to us.

Simeon commenting on treasure on earth wrote that...

We are not to lay up “treasures.” What is necessary for the carrying on of our trade, or for the supporting of ourselves in old age, or for the enabling of our family to maintain that rank of life wherein they have been educated, may be considered as allowable: but what is laid up for the sake of enriching and aggrandizing our family, may be justly included in the prohibition before us. Of course, no precise sum can be fixed; because what would be wealth to one man, would be poverty to another: but whatever argues discontent, and a desire of elevating ourselves and our families above the rank which Providence has allotted us in life, should be regarded with a jealous eye and a trembling heart...

Christianity does not require a man to cast away, or even to give away, his paternal inheritance, or all the fruits of his own labour: but it absolutely forbids him to find delight in treasuring up his wealth, or in looking to it as a source either of safety or happiness. (Horae Homileticae Volume 11, page 217)

Spurgeon advises believers to...

Hold not earth's treasures with too firm a grasp. Our be­reavements would not be half so sharp if we always viewed our friends as being lent to us. A man does not cry when he has to return a tool which he has borrowed

Christ here first teaches us how to pray, and then teaches us how really to live. He turns our thoughts from the object in life which allures and injures so many, but which is, after all, an object unworthy of our search; and he bids us seek something higher and better: “Lay up for yourselves treasures in heaven,”

Moth...
Rust...
Thieves

Moth...rust...thieves - Jesus' point in this passage is that there is no absolutely firm, unshakeable security to be found in material things, which is ironic as "securities" is a financial term defined as  instruments giving to their legal holders rights to money or other property. Securities include stocks, bonds, notes, mortgages, bills of lading, and bills of exchange. Jesus is not condemning good stewardship and wise investment in "securities" but is addressing our heart attitude towards our "securities". Beloved, ask yourself... "Where is my treasure?" (If you need help answering this question, just take a look at last month's credit card charges or look at the checks you wrote over the past 6 months!) Your answer will tell you indisputably where your heart is. And where your heart is will impact your level of anxiety and/or worry. Beloved, I pray we as believers each invest wisely placing our funds (including our time and talent) into the "bank of heaven", which returns dividends now (e.g., affecting one's level of anxiety and/or worry over money and possessions, etc) and will continue to pay "interest" throughout eternity! Have you ever heard of such a fantastic, "sure", "can't miss" deal! But like most "bargain deals" there are no "rain checks" available! Once this life is over, the opportunity for this "sale" ceases. Invest now in the only true security! Invest for eternity in Jesus Christ! You will never regret your decision if you respond affirmatively!

 Invest,
Then rest,
Knowing your future is secure
In Christ!

MacDonald minces no words declaring that...

This teaching forces us to decide if Jesus meant what He said. If He did, then we face the question, “What are we going to do with our earthly treasures?” If He didn’t, then we face the question, “What are we going to do with our Bible?” (Ibid)

Warren Wiersbe offers some wise words on this section...

Materialism will enslave the heart (Matt. 6:19-21), the mind (Matt. 6:22-23), and the will (Matt. 6:24). We can become shackled by the material things of life, but we ought to be liberated and controlled by the Spirit of God.  If the heart loves material things, and puts earthly gain above heavenly investments, then the result can only be a tragic loss. The treasures of earth may be used for God. But if we gather material things for ourselves, we will lose them; and we will lose our hearts with them. Instead of spiritual enrichment, we will experience impoverishment.  (Wiersbe, W: Bible Exposition Commentary. 1989. Victor or Logos)

As background to help understanding Jesus' words in this section it is notable that  in Jesus' day men would invest in possessions like clothing, grain, gold, and precious stones, which then comprised a source of security with which they sought to lessen anxiety about the future. The irony of possessions is that instead of minimizing anxiety, the possessions become a source of anxiety (sometimes even great angst!), since they are always vulnerable to the vagaries of decay and loss! How true is the paradox of insecure security!

Brown adds that...

The Palestinian archaeologist sometimes finds hoards of coins in the remains of ancient houses. More frequently he finds only traces of such hoards. The ancient peasant or laborer had very little opportunity to use hard money; and when it came into his hands, his instinct was to bury it rather than spend it. He was especially moved to hide his little store of coins at times of political disturbance: and there was always the danger of thieves or robbers. (The Jerome Biblical Commentary)

Moth (4597) (ses) is from the larger division of order Lepidoptera  (Moths, skippers, and butterflies all belong to this order for all have scale-covered wings) distinguished from butterflies by generally nocturnal activity and antennae which are not club-shaped. The moth larva in many cases spins a cocoon for the protection of the pupa or chrysalis, which is never the case with butterflies. In the Bible the clothes-moth (species of genus Tinea) are relatively tiny insects which lay eggs in woolen clothes upon which the larvae later feed. Have you not experienced this distressing truth on Sunday morning when you pulled your suit pants on only to see several large irregular holes exposing your skin?! The moth larva feeds and composes a cocoon of its silk together with fibers of the wool it is eating, so that the color of the cocoon depends upon the color of the fabric! Only the larval stage injures clothing. Take my word for it - a significantly moth eaten garment is virtually beyond repair or at best must be re-knit which is not cheap!

Several moth species in the family Tineidae are commonly regarded as pests because their larvae eat fabric such as clothes and blankets made from natural proteinaceous fibers such as wool or silk. They are less likely to eat mixed materials containing artificial fibers. There are some reports that they can be repelled by the scent of wood from juniper and cedar, by lavender or by other natural oils. However, many consider this unlikely to prevent infestation. Naphthalene (the chemical used in mothballs) is considered more effective, but there are concerns over its effects on health. Moth larvae are not killed by freezing the items which they infest. (from article on economic significance of moths - scroll down)

Moth occurs 7 times in the OT always as a figure of speech to illustrate that which is destructive (Job 13:28; Psalms 39:11; Isaiah 50:9; 51:8; Hosea 5:12) or frail (Job 4:19; 27:18).

Why would Jesus mention "moth"? The ancient world greatly valued clothing and it was to some extent a measure of an individual's wealth. Today, most people can buy mass manufactured clothing with little difficulty, but as one can imagine such was not the case when clothing was made by hand. In fact sometime the rich would  have golden threads actually woven into their clothing, to display as well as store their wealth! The best quality fabrics were woven with wool, one of the favorite entrees of moth larvae, making their fine clothes vulnerable to destruction.

James minced no words in his address to the worldly rich instructing them to...

Come now, you rich, weep and howl for your miseries which are coming upon you. Your riches have rotted and your garments have become moth-eaten. Your gold and your silver have rusted; and their rust will be a witness against you and will consume your flesh like fire. It is in the last days that you have stored up your treasure! (James 5:1-3)

Job used the metaphor of "moth eaten" declaring...

I waste away like rotting wood, like a moth-eaten coat. (Job 13:28, NLT)

Isaiah writes...

See, the Sovereign LORD is on my side! Who will declare me guilty? All my enemies will be destroyed like old clothes that have been eaten by moths! (Isaiah 50:9, NLT)

For the moth will eat them (sinful, unrepentant men) like a garment, and the grub will eat them like wool. But My righteousness shall be forever, And My salvation to all generations." (Isaiah 51:8)

God uses the destructive nature of the moth to describe His effect on rebellious Israel and Judah declaring...

I will destroy Israel as a moth consumes wool. I will sap Judah's strength as dry rot weakens wood. (Hosea 5:12, NLT)

Rust (1035) (brosis from bibrosko = to eat) means first something that eats or gnaws and then figuratively to that which causes erosion or  corrosion (Compare corrode, from the Latin rodo, to gnaw.) Strictly speaking rust is the red oxide of iron formed by the corrosion of that metal, but by extension it has come to mean corrosion produced on any metal. The word brosis, while possibly alluding the effects of rusting, also refers to the diseases which attack such wheat, grapes, cucumbers, etc. In no country is the saying "where moth and rust consume" more true than in Syria. Any metal subject to corrosion seems to rust faster in that country than anywhere else. There are also many rusting fungi which the people have not learned to destroy and which do much damage to the crops. Given the fact that wealth in Jesus' day was often measured in grain supplies one owned, the allusion to the destructive effects of various agents (fungi, molds, rats, mice, worms, etc) on the granaries.

Luke records an example of the ancient association of grain with wealth in Jesus' parable...

The land of a certain rich man was very productive. And he began reasoning to himself, saying, 'What shall I do, since I have no place to store my crops?' And he said, 'This is what I will do: I will tear down my barns and build larger ones, and there I will store all my grain and my goods. 'And I will say to my soul, "Soul, you have many goods laid up for many years to come; take your ease, eat, drink and be merry."' But God said to him, 'You fool! This very night your soul is required of you; and now who will own what you have prepared?' So is the man who lays up treasure for himself, and is not rich toward God. (Luke 12:16-21)

Destroy (853) (aphanizo from aphanes = hidden) means to cause to vanish or make disappear. The idea is remove out of sight and so get rid of. Metaphorically, the idea is to destroy, corrupt, spoil, as does the moth or canker. The process does not result in annihilation but simply changes whatever is affected from one state to another. Destruction means the cessation of being what a thing is and taking another form of existence, but in context a form that is no longer useful to the owner! This truth makes the following Proverb even more poignant...

Solomon one of the richest men of antiquity exhorts the wise reader to...

Cast but a glance at riches, and they are gone. For they will surely sprout wings and fly off to the sky like an eagle. (Pr 23:5, NIV)

Hold loosely the things of earth (Corrie Ten Boom)

Vincent commenting on aphanizo adds that this is...

The same word which is used above of the hypocrites concealing their faces. The rust consumes, and therefore causes to disappear. (see notes Matthew 5:16)

Thieves (2812) (kleptes from klépto = steal) is literally a stealer: The kléptes steals by fraud and in secret whereas the related word for robber (lestes) steals by violence and openly. Kleptes is used metaphorically to describe false teachers or deceivers who "steal men away" from the truth as in John 10:8, 10; Hosea 7:1.

William Barclay writes of kleptes that...

The ancient world was cursed with them. Houses were easy to break into. The robbers particularly haunted two places—the public baths and the public gymnasia where they stole the clothes of those who were washing or exercising themselves. It was common to kidnap slaves who had special gifts. The state of the law shows how serious this problem was. There were three kinds of theft punishable by death: (i) Theft to the value of more than 50 drachmae, that is, about Ł2. (ii) Theft from the baths, the gymnasia and the ports and harbours to the value of 10 drachmae, that is about 40 pence. (iii) Theft of anything by night. The Christian lived in the middle of a pilfering population.

Break in (1358) (diorusso from diá = through, + orússo = to dig) means literally to "dig through" an activity that was made relatively easy to do through ancient dwellings often composed of mud walls or sun-dried bricks.

Steal (2813) (klepto cf. English, kleptomaniac) means theft, in which the victim is deprived of property or possessions secretly and without consent, and implies deception and dishonesty, in contrast to robbery which denotes taking away of something from someone by force. The Greeks called a burglar a “mud-digger”. (Compare Job 24:16, “In the dark they dig through houses.”) which is why many people buried their nonperishable valuables in the ground away from the house.

In view of these mud-diggers, well-to-do people usually tried other methods to safeguard their wealth including investing money with moneychangers, depositing it in a temple for safekeeping (interestingly even most robbers balked at “robbing gods”) or burying it in the ground or in caves. And yet in these "secret" place moth could still destroy expensive apparel or rust could destroy the value of coins over time.

You may say "I've never been robbed. Besides I have the best burglar alarm system money can buy." Maybe. But have you thought about the erosive effects of inflation, oppressive taxation, bank failures, stock market slumps and crashes, expenses of a prolonged illnesses, all of which can have the same effect as a robbery?

When someone asked an immensely rich man whether his wealth had brought him joy, he replied, “No, nothing tastes now.”

Job (a very rich man) declared...

Have I put my trust in money or felt secure because of my gold? (NLT) (Job 31:24)

In fact where was Job's trust?

I have not departed from the command of His lips; I have treasured the words of His mouth more than my necessary food. (Job 23:12) (Remember: People and the Word will endure forever!)

The psalmist writes...

We are merely moving shadows, and all our busy rushing ends in nothing. We heap up wealth for someone else to spend. (NLT, Psalms 39:6)

Do not trust in oppression, And do not vainly hope in robbery; If riches increase, do not set your heart upon them. (NLT, Psalms 39:6; 62:10; Proverbs 11:4; 16:16; 23:5; Ecclesiastes 2:26; 5:10-14; Zephaniah 1:18; Luke 12:21; 18:24; 1 Timothy 6:8-10,17; Hebrews 13:5; James 5:1-3; 1 John 2:15,16)

The Narrow Way
What thousands never knew the road!
What thousands hate it when ‘tis known!
None but the chosen tribes of God
Will seek or choose it for their own.

A thousand ways in ruin end,
One only leads to joys on high;
By that my willing steps ascend,
Pleased with a journey to the sky.

No more I ask or hope to find
Delight or happiness below;
Sorrow may well possess the mind
That feeds where thorns and thistles grow.

The joy that fades is not for me,
I seek immortal joys above;
There glory without end shall be
The bright reward of faith and love.

Cleave to the world, ye sordid worms,
Contented lick your native dust!
But God shall fight with all his storms,
Against the idol of your trust.

Olney Hymns, William Cowper,
Cowper’s Poems, Sheldon & Company, New York

Solomon writes these sayings that we might live wisely...

Riches do not profit in the day of wrath, But righteousness delivers from death. (Proverbs 11:4)

How much better it is to get wisdom than gold! And to get understanding is to be chosen above silver. (Proverbs 6:16)

God gives wisdom, knowledge, and joy to those who please him. But if a sinner becomes wealthy, God takes the wealth away and gives it to those who please him. Even this, however, is meaningless, like chasing the wind. (Ecclesiastes 2:26)

He who loves money will not be satisfied with money, nor he who loves abundance with its income. This too is vanity. (Material things demand time and energy that could be better spent on eternal realities) When good things increase, those who consume them increase. So what is the advantage to their owners except to look on? The sleep of the working man is pleasant, whether he eats little or much. But the full stomach of the rich man does not allow him to sleep. There is a grievous evil which I have seen under the sun: riches being hoarded by their owner to his hurt. When those riches were lost through a bad investment and he had fathered a son, then there was nothing to support him. As he had come naked from his mother's womb, so will he return as he came. He will take nothing from the fruit of his labor that he can carry in his hand. And this also is a grievous evil-- exactly as a man is born, thus will he die. So, what is the advantage to him who toils for the wind? (
Ecclesiastes 5:10-16)

(Zephaniah 1:18; Luke 12:21; 18:24; 1 Timothy 6:8-10,17; Hebrews 13:5; James 5:1-3; 1 John 2:15,16)

When someone asked one of the richest men in the world what it would take to make him happy he replied in all sincerity "One dollar more!"

No amount of money will genuine contentment, the kind that God alone gives.

John Calvin lamented that...

This deadly plague reigns everywhere throughout the world. Men are grown mad with an insatiable desire of gain. Christ charges them with folly, in collecting wealth with great care, and then giving up their happiness to moths and to rust, or exposing it as a prey to thieves. What is more unreasonable than to place their property, where it may perish of itself, or be carried off by men? Covetous men, indeed, take no thought of this. They lock up their riches in well-secured chests, but cannot prevent them from being exposed to thieves or to moths. They are blind and destitute of sound judgment, who give themselves so much toil and uneasiness in amassing wealth, which is liable to putrefaction, or robbery, or a thousand other accidents: particularly, when God allows us a place in heaven for laying up a treasure, and kindly invites us to enjoy riches which never perish.

John D. Rockefeller once said,

“I have made many millions, but they have brought me no happiness.” and

“The poorest man I know is the man who has nothing but money.”

Cornelius Vanderbilt added,

“The care of millions is too great a load … there is no pleasure in it.”

Millionaire John Jacob Astor described himself as

“the most miserable man on earth.”

Henry Ford at a time when he was immensely wealthy once remarked,

“I was happier doing mechanic’s work.” And John D. Rockefeller commented,

A Roman proverb says that money is like sea water, the more you drink the thirstier you get

In light of these somewhat depressing quotations it is not surprising that Jesus spoke of "treasure" or money quite frequently. In fact, Randy Alcorn has estimated that

Fifteen percent of everything Christ said relates to this topic – more than his teachings on heaven and hell combined (The Treasure Principle, Multnomah, 2001)

It was Jesus Who asked the piercing question...

For what does it profit a man to gain the whole world, and forfeit his soul? (Mark 8:36)

Jim Elliot said that

He is no fool who gives what he cannot keep to gain what he cannot lose.

On another occasion Jesus instructed His disciples to...

Beware, and be on your guard against every form of greed; for not even when one has an abundance does his life consist of his possessions." And He told them a parable, saying, "The land of a certain rich man was very productive. "And he began reasoning to himself, saying, 'What shall I do, since I have no place to store my crops?' "And he said, 'This is what I will do: I will tear down my barns and build larger ones, and there I will store all my grain and my goods. 'And I will say to my soul, "Soul, you have many goods laid up for many years to come; take your ease, eat, drink and be merry."' "But God said to him, 'You fool! This very night your soul is required of you; and now who will own what you have prepared?' So is the man who lays up treasure for himself, and is not rich toward God. (Luke 12:15-21)

Charles Simeon wrote that...

Even if we could realize all our expectations with respect to this world, our happiness must be short, because life itself is coming speedily to a close: but there is not a human being who does not feel the insufficiency of earthly things to make him happy: What then can they contribute to our happiness in that day, when nothing of them shall remain, except the fearful responsibility for having idolized and abused them, and the tremendous judgments of God for having suffered them to alienate our minds from Him?

But the very exercise of grace is happiness, independent of the reward which it will receive in glory; and the more we abound in good works now, the happier shall we be to all eternity; for “every one shall receive according to his own labour." (Horae Homileticae Volume 11)

Augustine wrote that...

If someone does something with the intent of gaining earthly profit, that one’s heart is upon the earth. How can a heart be clean while it is wallowing in the mud? On the other hand, if it be fastened upon heaven it will be clean, for whatever is heavenly is unpolluted. A thing becomes defiled if it is mixed with a baser substance, even though that other substance be not vile in its own nature. Gold, for example, is debased by pure silver if mixed with it. So also is our mind defiled by a desire for the things of earth, although the earth itself is pure in its own class and in its own order

MacArthur rightly reminds us that...

Nothing we own is completely safe from destruction or theft. And even if we keep our possessions perfectly secure during our entire lives, we are certainly separated from them at death. Many millionaires will be heavenly paupers, and many paupers will be heavenly millionaires. But when our time, energy, and possessions are used to serve others and to further the Lord’s work, they build up heavenly resources that are completely free from destruction or theft...  Heavenly security is the only absolute security. (MacArthur, J: Matthew 1-7 Macarthur New Testament Commentary Chicago: Moody Press)

Kent Hughes presents a sad illustration of an ironic tragedy of hoarding material wealth...

Mrs. Bertha Adams was seventy-one years old when she died alone in West Palm Beach, Florida on Easter Sunday 1976. The coroner's report read, "Cause of Death... malnutrition." After wasting away to fifty pounds she could no longer stay alive. When the state authorities made their preliminary investigation of her home, they found a veritable "pigpen...the biggest mess you can imagine." One seasoned inspector declared he had never seen a dwelling in greater disarray. Bertha had begged food at her neighbors' doors and had gotten what clothes she had from the S